Current Financial

current.co · New York City, United States of America

Current Financial is a financial technology company that offers a mobile banking app and debit card products focused on teens, young adults, and underserved consumers in the United States. It partners with a chartered bank to provide FDIC-insured spending accounts, early direct deposit, and budgeting tools, generating revenue primarily from interchange fees and subscription-like account economics. The platform is delivered via its mobile app and prepaid/debit card programs rather than operating as a traditional bank itself.

  • Payment Processing
  • Embedded Finance & Banking-as-a-Service
Revenue
$60.0M
Employees
350
Founded
2015
Headquarters
New York City, United States of America

What 13 Arbolus experts think of Current Financial

NPS scores are skewed toward positive (scores of 8–10 from 6 out of 14 responses, especially among high spenders and >1-year implementers). Neutral scores (5–7) account for roughly one third, while detractors are rare. Renewal intent is strong among high value and long-tenure customers, but two contributors indicated "No" to renewal, both from low spend/short tenure segments. Stickiness is highest among customers with over a year of use, accounting for most positive sentiment. Primary quantitative themes include tenure-linked satisfaction and elevated spend correlating with promoter status.Overall Customer Sentiment: Positive

Who reviewed Current Financial

Total customers 13 12 current · 1 former
Reviews growth +13 in six months
Seniority of respondents
  • C-Suite 100% (13)
Executive C-Suite NPS 5 Undecided
Finance Executive C-Suite NPS 6 Undecided
Executive C-Suite NPS 8

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Sentiment

7 Net Promoter Score, from 13 scored reviews
  • Promoters 5
  • Passives 4
  • Detractors 4

Written answers and themes publish with the full report.

Renewal intent

Plan to renew 44%
  • Will renew 4
  • Undecided 3
  • Not renewing 2

Plan to renew, by seniority

  • C-Suite 44% 9 answers
  • 8.5/10 Average score from customers who will renew
  • 5.3/10 Average score from undecided customers
  • 7.5/10 Average score from customers not renewing

For people who use Current Financial

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  • 13 customers of Current Financial have already contributed
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