Capital One

capitalone.com · McLeansboro, United States of America

Capital One is a diversified financial services company that offers credit cards, consumer and commercial banking, and auto lending to individuals, small businesses, and enterprises, primarily in the United States. It generates revenue through interest income, interchange and transaction fees, and other banking and lending services delivered via its branch network and digital platforms. The company also provides technology-driven financial products and services, including mobile and online banking solutions.

  • Payment Processing
  • Lending & Credit Software
  • Embedded Finance & Banking-as-a-Service
Revenue
$38.0B
Employees
55,000
Founded
1994
Headquarters
McLeansboro, United States of America

What 37 Arbolus experts think of Capital One

NPS scores are overwhelmingly positive, with over 85% of experts marking 8-10. Renewal intent is high among influencers and users. The majority have been live for more than one year, indicating strong stickiness; only one user is offboarding. Qualitative feedback consistently cites user experience, digital tool reliability, fraud prevention, and operational gains as standout features. Remaining friction centers on limited advanced treasury features and physical branch presence.Overall Customer Sentiment: Positive

Who reviewed Capital One

Total customers 37 36 current · 1 former
Reviews growth +12 in six months
Seniority of respondents
  • C-Suite 86% (32)
  • Director 3% (1)
  • Manager 11% (4)
Revenue Partner C-Suite NPS 9
Revenue Leader C-Suite NPS 9
Marketing Leader C-Suite NPS 9

Employer names and spend open in the full report, along with the other 34 customers.

Everything 37 customers told us about Capital One.

Employer names, spend, renewal intent and every written answer behind the numbers on this page.

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Sentiment

67 Net Promoter Score, from 37 scored reviews
  • Promoters 27
  • Passives 8
  • Detractors 2

Cumulative NPS by month

+0 over 6 months
  • Mar 9
  • Apr 9
  • Jun 9
  • Jul 9
  • Aug 9
  • Sep 9

Net Promoter Score across 2 reviews, accumulated up to each month. Category median 52 across 2 companies.

Praised

  • AI-Driven Cash Flow Forecasting
  • End-to-End Automation
  • Enhanced Support and Digital Tools
  • Modern Digital Banking Tools

Criticised

  • AI-Enabled Disintermediation
  • Competitive Pressure on Security and Fees
  • Manual Reconciliation Friction
  • Physical Branch Footprint

What customers say

Modern Digital Banking Tools
“Capital One provides an exceptionally reliable, tech-forward platform with a top-tier mobile app and real-time transaction notifications that support everyday business needs.”
Convenient Account Access
“The main pros are easy access to account information, convenient digital banking, and useful financial tools that save time and make it easier to monitor financial activity.”
Spend Controls and Fraud Prevention
“We use Capital One’s platform to generate customized virtual cards for SaaS subscriptions, which eliminated unauthorized overcharges and reduced our reconciliation timeline.”

Renewal intent

Plan to renew 43%
  • Will renew 3
  • Undecided 3
  • Not renewing 1

Plan to renew, by seniority

  • C-Suite 25% 4 answers
  • Director 0% 1 answer
  • Manager 100% 2 answers
  • 9.7/10 Average score from customers who will renew
  • 6.7/10 Average score from undecided customers
  • 3/10 Average score from customers not renewing

Top alternatives

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