FICO

fico.com · Bozeman, United States of America

FICO (Fair Isaac Corporation) provides analytics, decision management software, and credit scoring solutions that help financial institutions, businesses, and governments make automated, data-driven decisions about risk, lending, fraud, and customer engagement. The company is best known for the FICO Score used in consumer credit risk assessment, and it generates revenue through software licenses, SaaS subscriptions, scoring services, and professional services. Its products are used globally across banking, insurance, telecommunications, retail, and other industries to improve credit decisions, collections, marketing, and compliance.

  • Fraud Detection & Prevention
  • Business Intelligence & Dashboards
  • MLOps & ML Platforms
Revenue
$1.5B
Employees
4,300
Founded
1956
Headquarters
Bozeman, United States of America

What 23 Arbolus experts think of FICO

NPS scores trend strongly positive, with most experts rating FICO between 8–10. Renewal intent is high among high and mid spenders, with most indicating continued commitment. Stickiness is very strong: the majority have been using FICO for over a year and cite deep process integration. Qualitative feedback reinforces the platform’s maturity, analytic strength, explainability, and regulatory suitability, while highlighting cost and effort for smaller organizations. Overall Customer Sentiment: Positive

Who reviewed FICO

Total customers 23 22 current · 1 former
Reviews growth +14 in six months
Seniority of respondents
  • C-Suite 52% (12)
  • Director 35% (8)
  • Manager 13% (3)
Product Leader Manager NPS 10
Operations Leader C-Suite NPS 8 Will renew
Legal Executive C-Suite NPS 8

Employer names and spend open in the full report, along with the other 20 customers.

Everything 23 customers told us about FICO.

Employer names, spend, renewal intent and every written answer behind the numbers on this page.

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Sentiment

17 Net Promoter Score, from 23 scored reviews
  • Promoters 6
  • Passives 15
  • Detractors 2

Cumulative NPS by month

+0 over 6 months
  • Apr 8
  • May 8
  • Jun 8
  • Jul 8
  • Aug 8
  • Sep 8

Net Promoter Score across 7 reviews, accumulated up to each month. Category median 23 across 7 companies.

Praised

  • Consistency for Regulated Environments
  • Scalable Automation and Decisioning
  • Mature Credit Risk Analytics
  • AI-enabled Enhancements

Criticised

  • Cost and Implementation Burden
  • Not Ideal for Smaller or Simpler Credit Needs
  • Limited Flexibility for Quick Workflow Changes
  • Workflow Adaptability Gaps

What customers say

Consistency for Regulated Environments
“I recommend FICO to peers in regulated sectors since it delivers consistent decisioning and strong controls essential for compliance-heavy workflows.”
Scalable Automation and Decisioning
“FICO’s automation and decisioning tools scale easily and help us reduce manual effort, providing measurable operational benefits.”
Mature Credit Risk Analytics
“I rely on FICO because its risk models are mature and its analytics consistently support robust, explainable credit decisioning in my organization.”

Renewal intent

Plan to renew 50%
  • Will renew 8
  • Undecided 5
  • Not renewing 3

Plan to renew, by seniority

  • C-Suite 63% 8 answers
  • Director 43% 7 answers
  • Manager 0% 1 answer
  • 8.5/10 Average score from customers who will renew
  • 7.8/10 Average score from undecided customers
  • 5.7/10 Average score from customers not renewing

Top alternatives

Most weighed by FICO customers

Report

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