NIUM

nium.com · Singapore, Singapore

Nium is a global B2B payments and embedded finance platform that enables businesses to send, receive, and manage cross-border payments, card issuing, and real-time payouts via APIs. It serves enterprises, fintechs, travel platforms, and financial institutions by providing access to a regulated global payments network and foreign exchange capabilities. The company generates revenue through transaction fees, FX spreads, and value-added payment and card services delivered through its platform.

  • Payment Processing
  • Embedded Finance & Banking-as-a-Service
  • Cross-Border Payments & FX
Revenue
$250.0M
Employees
1,200
Founded
2014
Headquarters
Singapore, Singapore

What 20 Arbolus experts think of NIUM

NPS scores are predominantly high: 35% rate 9–10, 45% rate 7–8, and 20% give 6–7, reflecting a strong promoter base among high spend and advanced stage customers. Nearly all large-scale clients plan to renew; only a minority (notably in mid-market/low spend) indicate uncertainty. Stickiness is high in core workflows post-integration (>1 year users), with pilots reporting rising but not yet mature adoption. The most cited positives are global coverage, compliance, and integration; key negatives are corridor and reporting gaps and price transparency. Overall Customer Sentiment: Positive

Who reviewed NIUM

Total customers 20 17 current · 3 former
Reviews growth +13 in six months
Seniority of respondents
  • C-Suite 75% (15)
  • Director 25% (5)
Engineering Executive C-Suite NPS 7 Undecided
Not specified C-Suite NPS 6
People Leader C-Suite NPS 8

Employer names and spend open in the full report, along with the other 17 customers.

Everything 20 customers told us about NIUM.

Employer names, spend, renewal intent and every written answer behind the numbers on this page.

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Sentiment

25 Net Promoter Score, from 20 scored reviews
  • Promoters 7
  • Passives 11
  • Detractors 2

Cumulative NPS by month

-1 over 6 months
  • Feb 9
  • Mar 9
  • Apr 8
  • Jun 8
  • Jul 8
  • Sep 8

Net Promoter Score across 7 reviews, accumulated up to each month. Category median 26 across 7 companies.

Praised

  • Compliance and Settlement Reliability
  • Global Coverage and Direct Bank Connections
  • Developer-Friendly API and Embedded Finance
  • Deeper Local Market Expansion

Criticised

  • Competitive Displacement by Airwallex or Wise
  • Price and Coverage-driven Switching Risk
  • AI-Enabled Payment Solutions
  • Reporting and Reconciliation Limitations

What customers say

Compliance and Settlement Reliability
“The platform consistently delivers on settlement uptime and compliance, which builds our confidence and makes them a strategic partner rather than just a vendor.”
Global Coverage and Direct Bank Connections
“I rely on NIUM for its global payments reach and the ability to send funds across many countries through a single API, which lets us scale international business without managing multiple relationships.”
Developer-Friendly API and Embedded Finance
“The strong and well-documented APIs made integration straightforward for our engineering team and enabled us to build payment features directly into our workflows.”

Renewal intent

Plan to renew 69%
  • Will renew 9
  • Undecided 4
  • Not renewing 0

Plan to renew, by seniority

  • C-Suite 78% 9 answers
  • Director 50% 4 answers
  • 8.8/10 Average score from customers who will renew
  • 7.3/10 Average score from undecided customers

Top alternatives

Most weighed by NIUM customers

Report

For people who use NIUM

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