TERRAPAY

terrapay.com · Londonderry County Borough, United Kingdom

TerraPay is a global payments infrastructure company that provides cross-border money transfer, wallet-to-wallet payments, and merchant acquiring services, enabling banks, mobile wallets, and fintechs to send and receive low-value international payments in real time. It operates a licensed network across multiple regions, connecting financial institutions and payment partners through APIs and settlement services. The company generates revenue through transaction fees and value-added payment services for its institutional clients.

  • Cross-Border Payments & FX
  • Payment Processing
  • Payment Orchestration & Acceptance
Revenue
$90.0M
Employees
650
Founded
2014
Headquarters
Londonderry County Borough, United Kingdom

What 6 Arbolus experts think of TERRAPAY

NPS scores mostly cluster in the 6–9 range, with most responses showing moderate to strong endorsement, particularly for large, strategic deployments. Renewal intent splits between confirmed (Yes) and Not Sure, indicating satisfaction but also some hesitance—primarily tied to the stage of implementation and uncertainty about future feature development or competitor moves. Most experts have reached the MoreThan1Year or active phase, with positive commentary on network and compliance. Key themes include praise for global coverage, cost efficiency, and speed, with feedback calling out complexity as a consideration for simpler use cases. Overall Customer Sentiment: Positive

Who reviewed TERRAPAY

Total customers 6 5 current · 1 former
Reviews growth +4 in six months
Seniority of respondents
  • C-Suite 67% (4)
  • Director 17% (1)
  • Manager 17% (1)
Revenue Leader Director NPS 9 Will renew
Operations Leader C-Suite NPS 6 Will renew
Executive C-Suite NPS 8 Undecided

Employer names and spend open in the full report, along with the other 3 customers.

Everything 6 customers told us about TERRAPAY.

Employer names, spend, renewal intent and every written answer behind the numbers on this page.

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Sentiment

0 Net Promoter Score, from 6 scored reviews
  • Promoters 2
  • Passives 2
  • Detractors 2

Cumulative NPS by month

+2 over 6 months
  • Sep 6
  • Dec 7
  • Mar 8
  • Apr 7
  • Jun 8
  • Jul 8

Net Promoter Score across 3 reviews, accumulated up to each month. Category median 0 across 3 companies.

Praised

  • Expansion into New Markets
  • Adoption of Emerging Payment Rails
  • AI and Automation Enhancements
  • Cost-Effectiveness for Micro-Payments

Criticised

  • Platform Complexity
  • Network Reliability Risk
  • Competitive Pressure on Pricing
  • AI-Driven Competition

What customers say

Cost-Effectiveness for Micro-Payments
“Their model for small-value transactions makes our high-volume remittance business both viable and sustainable, especially in emerging markets.”
Global Network Reach
“I rely on TerraPay because its vast network gives us access to over 3.7 billion mobile wallets and enables us to process payouts at a scale not matched by other providers.”
Extensive Regulatory Licenses
“I view TerraPay's over 30 global regulatory licenses as a key differentiator that allows us to rapidly launch into new markets without building local legal frameworks from scratch.”

Renewal intent

Plan to renew 50%
  • Will renew 3
  • Undecided 3
  • Not renewing 0

Plan to renew, by seniority

  • C-Suite 25% 4 answers
  • Director 100% 1 answer
  • Manager 100% 1 answer
  • 8/10 Average score from customers who will renew
  • 7/10 Average score from undecided customers

Top alternatives

Most weighed by TERRAPAY customers

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