PayPal

paypal.com · San Jose, United States of America

PayPal is a global digital payments company that enables consumers and businesses to send, receive, and manage money online and in-person through its branded payment platforms. It generates revenue primarily from transaction fees on payment volume, value-added services such as merchant services, payout solutions, and credit products, and partnerships with marketplaces and financial institutions.

  • Payment Processing
  • Embedded Finance & Banking-as-a-Service
  • Fraud Detection & Prevention
Revenue
$29.5B
Employees
29,000
Founded
1998
Headquarters
San Jose, United States of America

What 152 Arbolus experts think of PayPal

NPS scores are clustered toward positive (7-10), with Users and Influencers both highlighting PayPal's trust, global reach, and ease of use. Renewal intent is mixed, with many seeking alternatives due to high fees, particularly on international payments. Stickiness remains high for core workflow reliance, but some Users show signs of gradual spend reduction. Key feedback themes center on universal acceptance, but users are increasingly cost-conscious.Overall Customer Sentiment: Positive

Who reviewed PayPal

Total customers 152 137 current · 15 former
Reviews growth +94 in six months
Seniority of respondents
  • C-Suite 65% (99)
  • Director 13% (20)
  • Manager 23% (35)
Security Leader C-Suite NPS 8 Will renew
Executive C-Suite NPS 6 Will renew
Not specified C-Suite NPS 10

Employer names and spend open in the full report, along with the other 149 customers.

Everything 152 customers told us about PayPal.

Employer names, spend, renewal intent and every written answer behind the numbers on this page.

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Sentiment

43 Net Promoter Score, from 150 scored reviews
  • Promoters 86
  • Passives 43
  • Detractors 21

Cumulative NPS by month

+0 over 6 months
  • May 8
  • Jun 8
  • Jul 8
  • Aug 8
  • Sep 8
  • Oct 8

Net Promoter Score across 9 reviews, accumulated up to each month. Category median 27 across 9 companies.

Praised

  • Universal Acceptance and Trusted Brand
  • Comprehensive International Payment Support
  • Convenient for Freelance and Remote Work
  • Lower Cost and Faster Withdrawals

Criticised

  • Displacement by Lower-Cost Competitors
  • Regulatory and Service Gaps
  • AI-Enhanced Fintech Disruptors
  • Fee Sensitivity and Workflow Impact

What customers say

Universal Acceptance and Trusted Brand
“I recommend PayPal because almost everyone already has an account, which means payments flow easily internationally and there’s less friction for new clients or suppliers.”
Comprehensive International Payment Support
“PayPal stands out for connecting bank accounts globally and enabling direct fund transfers between countries, which traditional banks struggle with, especially for freelancers like me.”
Convenient for Freelance and Remote Work
“PayPal is my go-to for receiving payments from international freelance projects because it’s supported by many platforms and gives me reliable, quick access to my earnings.”

Renewal intent

Plan to renew 69%
  • Will renew 51
  • Undecided 18
  • Not renewing 5

Plan to renew, by seniority

  • C-Suite 67% 46 answers
  • Director 69% 16 answers
  • Manager 73% 11 answers
  • Not specified 100% 1 answer
  • 8.5/10 Average score from customers who will renew
  • 7.7/10 Average score from undecided customers
  • 5/10 Average score from customers not renewing

Top alternatives

Most weighed by PayPal customers

Report

For people who use PayPal

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